Job Description

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. 

Skills & Competencies

• Ideally 10+ years of experience providing substantial credit analysis with strong technical skills in accounting and financial statement analysis
• Fundamental knowledge of higher education and nonprofit organizations preferred, including healthcare systems supporting academic medical centers
• Strong quantitative aptitude with proven analytical skills and sound credit judgment
• Solid understanding of capital structures, debt documentation, and rating committee processes
• Excellent written and verbal communication skills with the ability to articulate clear, insightful, and forward-looking credit views
• Ability to build and maintain strong professional relationships and represent the Moody’s brand with credibility and integrity
• An innovative mindset: Proficiency in artificial intelligence and/or big data concepts is strongly preferred, ideally with hands-on experience using AI tools to streamline workflows and enhance operational efficiency

Education

• Bachelor’s degree required; Master’s degree preferred

Responsibilities

This role is responsible for delivering high-quality, forward-looking credit analysis and ensuring the accuracy and integrity of ratings for a portfolio of higher education and nonprofit issuers.

• Manage a portfolio of public and private colleges and universities, museums, research institutes, and other nonprofit organizations, ensuring timely and accurate ratings through rigorous credit analysis
• Analyze key credit factors including competitive position, financial performance, wealth and liquidity, capital structure, and ESG considerations in a dynamic operating environment
• Present credit analysis and rating recommendations to rating committees with clarity, confidence, and sound judgment
• Build strong rapport with senior management teams and engage regularly with investors, intermediaries, and media to communicate credit views and market insights
• Publish topical, transparent, and forward-looking research on issuers, sectors, and cross-sector credit themes
• Navigate and succeed amid frequent technological advancements and other forms of change in a fast‑moving environment
• Collaborate effectively across teams and contribute to an inclusive exchange of perspectives while coaching and developing junior analysts
• Uphold the highest standards of professional integrity, transparency, and fairness in all internal and external interactions

About the Team

Within Moody’s Investors Service, the US Public Finance Group is responsible for the fundamental credit analysis that underpins the monitoring of existing debt ratings and the assignment of new ratings for public and private sector issuers in the municipal finance arena. The team is known for its rigorous analytical standards, collaborative culture, and commitment to delivering trusted credit insights that support market transparency and informed decision-making.

For US-based roles only: the anticipated hiring base salary range for this position is $198,300.00-$287,550.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody’s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email [email protected] . This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement . Click here for more information on your EEO rights under the law . Click here to view our Pay Transparency Nondiscrimination statement . Click here to view our Notice to New York City Applicants.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.

For more information on the Securities Trading Program, please refer to the STP Quick Reference guide on ComplianceNet

Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee’s tenure with Moody’s.

Job Tags

Full time

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